Conventional Fixed Rate Mortgages

Conventional Fixed Rate 30-Year Example
The example below assumes a sales price of $250,000, a loan amount of $200,000, a down payment of 20% ($50,000) and a 1% origination fee. The interest rate for this example is 5.750% and includes 0.375% in discount points. This is only an example. Please contact your local SunTrust Mortgage office for the current interest rates.

Conventional Fixed Rate 15-Year Example
The example below assumes a sales price of $250,000, a loan amount of $200,000, a down payment of 20% ($50,000) and a 1% origination fee. The interest rate for this example is 5.375% and includes 0.250% in discount points. This is only an example. Please contact your local SunTrust Mortgage office for the current interest rates.

Jumbo Mortgages

SunTrust Jumbo 30-Year Fixed Rate Mortgage Example
This example assumes a sales price of $625,000, a loan amount of $500,000, a down payment of 20% ($125,000) and a 1% origination fee. The interest rate for the example is 8.125% and 0.000% in discount points. This is only an example. Please contact your local SunTrust Mortgage office for the current rates available.

Adjustable Rate Mortgages (“ARM”)

The following APR calculations are only examples. We will be happy to provide you with a specific APR for your transaction upon your request.

Portfolio 5/1 LIBOR ARM 30-Year Example*
The example below assumes a sales price of $250,000, a loan amount of $200,000, a down payment of 20% ($50,000) and a 1% origination fee. The example assumes an initial interest rate of 6.375%, a fully index-based rate of 5.172% and 0.125% in discount points. This is only an example. Please contact your local SunTrust Mortgage office for the current rate available.

Portfolio 7/1 LIBOR ARM 30-Year Example*
The example below assumes a sales price of $250,000, a loan amount of $200,000, a down payment of 20% ($50,000) and a 1% origination fee. The initial interest rate for this example is 6.625% and also includes 0.250% in discount points and a fully indexed rate of 5.172%. This is only an example. Please contact your local SunTrust Mortgage office for the current rate available.

FHA/VA Mortgages

The following APR calculations are only examples. We will be happy to provide you with a specific APR for your transaction upon your request.

FHA Fixed Rate 30-Year Loan (Federal Housing Administration)
The example below assumes a sales price of $160,000, a loan amount of $156,752 which includes upfront MIP in the amount of $1,552.00 (1%) and has a down payment of 3% ($4,800). The interest rate for the example is 5.500% with 1% origination fee and 1.375% discount points. This is only an example. Please contact your local SunTrust Mortgage office for the current rate available.