SunTrust
Mortgage Home About SunTrust Contact Us Locations Careers SiteMap
Apply For
Logon

   
Custom Quote
Site Index
Search
Contact Us
closing cost checklist

We can't tell you what every state and locality will charge for closing costs on a one page checklist. However, we can list all of the normal closing costs that you can expect to pay and, as an example, list typical amounts for an 80% Virginia mortgage loan in the amount of $100,000 at 8%. Please ask your loan officer for information on what typical charges will be in your location.

Items Payable In Connection With Loan   Typical Charge
Loan Origination Fee 1.0%   $1,000
Loan Discount 1.0 %   $1,000
Appraisal Fee   $350
Credit Report   $50
Lender's Final Inspection    
Mortgage Insurance Application Fee    
Assumption Fee    
Processing Fee/Commitment Fee    
Flood Zone Determination Fee   $20
Tax Service Fee   $60
 
 
Items Required By Lender To Be Paid In Advance
Prepaid Interest   $350
Mortgage Insurance Premium    
Hazard Insurance Premium   $250
Flood Insurance Premium    
 
 
Reserves Required With Lender
Hazard Insurance   $45
Mortgage Insurance    
Property Taxes   $500
Annual Assessments    
Flood Insurance    
 
 
Title Charges
Settlement or Closing Fee/Escrow Fee    
Abstract or Title Search    
Title Examination    
Title Insurance Binder   $350
Title Endorsements    
Document Review   $185
Notary Fees    
Attorney's Fees   $350
Premium For Title Insurance/Lender's Coverage    
Premium For Title Insurance/Owner's Coverage    
Other:    
 
 
Government Recording and Transfer Charges
Recording Fees   $30
City/County Tax/Stamps   $100
State Tax/Stamps   $300
Real Estate Transfer Tax    
Mortgage Tax    
Other:    
 
 
Additional Settlement Charges
Survey or Plat Drawing   $175
Pest Inspection    
Structural or Mechanical Inspection    
Water/Well inspection/Certification    
Roof Inspection    
Express Mail/Courier    
Other:    
Total   $5,115

©2010 SunTrust Banks, Inc. All rights reserved.
Equal Housing Lender  | Licensing  | Privacy  | Security  | Mortgage Home 
srvc