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10-40 Year Fixed Rate
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10-40 year fixed rate mortgage

A fixed rate mortgage may be just what you are looking for if you like the idea of stability. It can be a lot easier to budget your money when you know your mortgage interest rate isn't going to change every year. Plus, SunTrust offers you a lot of options to customize a fixed rate loan to your needs. Need the biggest tax break available? Stick with a 40 or 30 year term. Kids headed for college in the next decade or so? Maybe a 15 year term would suit you better. Interested in paying your loan off early -- but as painlessly as possible? Check out our Bi-WeeklySM Mortgage Payment Plan . Would you like to ease into homeownership? Look into our Temporary Buydown options, like the ARM Alternative . Whatever your situation, SunTrust can work with you to make sure you get the perfect loan for your lifestyle!

Fixed Rate Program fills these needs:

Borrower Need Feature
Payment Security Rate is fixed for life of loan
Convenience Apply online now!
Speed Alt Doc -- easier documentation requirements
Special Advantages Offers a fixed rate over the life of the loan with fixed payments of principal and interest
No payment shock, as with an ARM (Adjustable Rate Mortgage)
No prepayment penalty
2nd homes with only 5% down
Investment properties with only 10% down
Automated underwriting for faster approval and reduced documentation
Loans for borrowers with "less than perfect" credit
Avoid mortgage insurance when originated with a SunTrust Combo (second Mortgage)
Streamline refinance options for existing customers

Note: Another product may be better if:

You are having significant difficulty qualifying at the fixed interest rate available.
You anticipate moving in a few years.
You think interest rates are headed down.
You like the flexibility that an Adjustable Rate Mortgage (ARM) offers. Maximum financing to 100%.

To see examples of monthly payment terms, view our APR Examples

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