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| Joshua Feldman
As a loan consultant in the mortgage industry, Josh strives to simplify the often daunting mortgage process for all borrowers. Using common sense, creativity and industry knowledge, Josh will go the extra mile to find the right loan for you while providing exceptional customer service and a wide array of products. Whether you are purchasing your first home, buying a vacation home, investing in an investment home or building your dream home, Josh will advise you on the best options for your individual needs with compassion, professionalism and attention to detail.
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It is my number one goal to exceed every client's expectation and build a lifetime relationship. I have experience in all types of loan programs and am always available to assist with mortgage needs. As a proven mortgage professional, I give my word that the process will be smooth and efficient. For an easy, on time closing and the best possible customer service, call Joshua Feldman or Apply Online Today! I want to make your dream of homeownership a reality.
Doctor Loan/Physician Loan Features:
Available for purchase and refinances
Fixed rate and adjustable rate loans with interest-only options
No private mortgage insurance required (PMI)
Competitive pricing and special relationship discounts
Closing costs can be paid by seller up to 3% or come from a gift
Licensed medical physicians who have completed their residency within the last ten years:
Up to 100% financing for loan amounts up to $650,000
95% financing for loan amounts up to $1 million
89.9% financing for loan amounts up to $1.5 million
For Residents, Interns and Fellows:
Up to 100% financing
Maximum loan amount of $417,000
Deferred Student Loans are not counted in debt
Eligible States: Alabama, Arkansas, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington, DC and West Virginia
Eligible States/SunTrust Banking relationship required 12 months prior to loan application: Arkansas, California, Colorado, Connecticut, Delaware, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Dakota, Texas, Utah, Vermont, Wisconsin and Wyoming
The Best Doctor Loan on the market today!!
Other Special Loan Programs: In addition to the standard loan programs, SunTrust Mortgage offers the following niche loan programs that differentiate us from our competition:
Up to 97% financing in specific areas for moderate income customers
Premier Advantage Program for high net worth clients that features lower rates for meeting income, assets, and credit score minimums. Available financing up to $5,000,000
1 Piece No Mi Loans up to 90%
Bridge Loan in which 6 months of interest only payments are included in the refinance
FHA Agency and Jumbo Financing
Home Equity Loans
Construction to permanent single close program with up to 15 month lock-ins
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