SunTrust Mortgage, Inc. - SunTrust Refinance Application

Open a previously saved SunTrust Refi Machine loan. Which kind of refinance is right for you?
Streamline Refinance		Conventional Refinance
Current SunTrust customers may be eligible for a Streamline Refinance, the quickest and easiest way to lower your loan payments.		Conventional Refinancing offers you more choices.
Why Streamline? Online pre-approval! Fewer documentation headaches No income qualifying ratios No verification of income No verification of assets Quicker closing To qualify for the Streamline Refi, you must meet the following guidelines: Your new loan must have the same borrowers that are on your existing mortgage. Your new mortgage must completely pay-off your existing mortgage. You cannot use the Streamline Refinance to turn your home's equity into cash. Your new loan amount cannot exceed your original loan amount. Your new Loan to Value (LTV) ratio cannot exceed your original LTV ratio (not existing). A good payment history is required. Your payment cannot rise. Your existing loan cannot be a FHA or VA loan.		Why Conventional? Any type of current loan More kinds of new loan programs Cash out potential Potentially larger loan sizes with new appraisals Allowances for credit challenges
SunTrust saves you time. SunTrust pre-populates the loan applications of all our current customers with any information available from our current mortgage records to make applying easier than ever.

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